First Class Mortgage in Fargo

Otevírací doba

Pondělí: 08:00 - 17:00
Úterý: 08:00 - 17:00
Středa: 08:00 - 17:00
Čtvrtek: 08:00 - 17:00
Pátek: 08:00 - 17:00

Weekends are by appointment.
M-F 8am-5pm, Sa-Su Closed (Weekends are by appointment.)

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Tento záznam spravuje:

First Class Service. First Class Knowledge. https://www.firstclasscorp....

First Class Mortgage Poskytovatel služeb

2300 13th Ave S
58103 Fargo

7013569898
https://www.firstclasscorp....
greg@firstclasscorp.com

Did you know...
✔️ Your job history can be as crucial as your credit score
While credit scores are important, lenders are increasingly valuing stable employment history when considering loan approvals.
✔️ “You might be able to use gift money for your entire down payment
Many loan programs allow you to use gifted funds for down payments, making the entry into homeownership more accessible than you might think.
✔️ Mortgage interest isn’t the only tax perk
Beyond the mortgage interest deduction, ad

Let’s Bust Some Mortgage Myths! ???? Heard things about getting a mortgage that sound scary? Let’s break it down:
1️⃣ Myth: You need a huge income to get a mortgage. Not true! It’s more about what you earn and spend, not just the big bucks.
2️⃣ Myth: It’s impossible to get a mortgage if you’re self-employed. Nope, it’s totally possible! You just need to show your income in a different way.
3️⃣ Myth: Once you get a mortgage, you’re stuck with it forever. Actually, you can refinance or change it a

Ready, set, tour! ????✨ But wait, there’s a step before you explore!

Before the home tours start, getting pre-qualified is the smart part in the mortgage dance. It’s like having a VIP pass to your dream home’s heart! Be ahead of the game, and let sellers know you’re serious!

Let’s get you pre-qualified and into your dream home!

Transform Your Tax Refund into a Down Payment!

????✨ Got a tax refund and dreaming of your own place? Let’s talk about turning that refund into your down payment!

???? Assess Your Refund: First things first, check how much you’ve got from your tax refund. It could be more than you think!

???? Create a Savings Plan: Combine your refund with a savings plan. Even small amounts add up and bring you closer to your dream home.

???? Explore Down Payment Assistance: Many programs can help boost your

????✨ Navigating your mortgage can feel like a maze! Before you dive in, make sure to ask your lender these critical questions:

1️⃣ “How long will the loan process take from application to closing?” – This helps you plan your move or any other related activities. And besides, who doesn’t like a timeline to plan around?

2️⃣ “Are there any prepayment penalties on the mortgage?” – Knowing this can affect how you plan to pay off your mortgage over time.

3️⃣ “How will changes in the market affect

Ever wondered what goes on during a closing? Let’s unravel the mysteries of this significant milestone.

✔️ The Road to Closing: Takes about 40 days (roughly, and give or take)! This time is packed with inspections, paperwork, and final checks. We pride ourselves on a quick and simplified process.

✔️ Closing Day Basics: You’ll sign lots of documents (hello, hand gym!), cover your down payment, and handle closing costs.

✔️ Choose Your Date Wisely: Aiming for a late-month closing can be savvy –

FHA loans can be a game-changer for first-time homebuyers, offering a path to homeownership with as little as a 3.5% down payment. Contact First Class Mortgage to learn more!

Thank you to everyone who voted for First Class Mortgage this year!

Purchasing a home can be overwhelming! Our experts are here to help with all your lending needs from start to finish.

One of the first steps we recommend is pre-qualifying before you begin looking. This gives you a better idea of what you can realistically afford and it shows the seller that you are serious about homeownership. In a market that moves fast, pre-qualifying is a great way to help things move along more smooth.

Give us a call and let’s get you pre-qualified!

Wondering how much house you can afford? Our team can easily help you figure that out! Give us a call or visit our website.

Choosing to refinance your home can be a big decision. Now is a great time to consider doing so as you may be able to save money on your monthly payments!

Not sure if refinancing is for you? Give our team a call and they can help determine if you are a candidate.

Did you know… You don’t need perfect credit to get a good rate. There are many loan program options!

Ready to learn more? Call First Class Mortgage now.

Ready to use your equity on something grand? Right now could be the right time.

Call First Class Morgage today!

First Class Mortgage works with customers of all asset and income levels, from FHA financing to Jumbo loans. Want to learn more about First Class Mortgage? We’d love to meet you! Contact us today to get started.

From first contact to closing, everything we do is First Class. Locally-owned and operated out of the Midwest, you will receive the highest level of customer service and industry experience.

Popis

When flying first class, you expect a more comfortable and convenient experience. Why can’t you have that same feeling with your mortgage process? From first contact to closing, everything we do is First Class. Locally-owned and operated out of the Midwest, you will receive the highest level of customer service and industry experience. We encourage questions. We listen. We act. We’re your trusted advisor. As your mortgage consultants, we’re dedicated to providing our clients with exceptional service and a First Class home loan experience. We have over 100+ years of experience working in the mortgage industry which allows us to help you find the right product at the lowest rates and closing. Call us to learn more!